Please read these terms and services (“Terms”) carefully before using the Payhighrisk  website and services (the “Service”) operated by UNDERSTAND STYLE, UNIPESSOAL LDA, company  NIPC 514820624, Av. Fontes Pereira de Melo, 6 – 3º Esq – 1050-121 Lisboa – Portugal 

(“us,” “we,” or “our”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

1. Acceptance of Terms

By accessing or using the  Payhighrisk.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Description of Service

Payhighrisk specializes in high-risk payment processing for industries like CBD, IPTV ,gambling, and vape, ensuring compliance, competitive rates, and seamless integration. Our Service enables merchants to accept card payments securely through their WooCommerce websites using our  High Risk Payment Gateway Plugins

3. User Responsibilities

You agree to use the Payhighrisk.com Service in compliance with all applicable laws and regulations. You are responsible for all activities conducted under your account, including the security of your login credentials.

4. Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

5. Payment Processing

Payhighrisk Payment Gateway Plugin integrates with USDT wallet to process card payments. We do not store your payment information. You are responsible for any fees or charges associated with the use of our Payhighrisk Payment Gateway Plug-in‘s services.

6. Intellectual Property

All content and materials available through the Service, including but not limited to trademarks, logos, text, graphics, images, and software, are the property of Payhighrisk Payment Gateway or its licensors and are protected by copyright and other intellectual property laws.

7. Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, with or without notice, for any reason, including but not limited to violation of these Terms.

8. Disclaimer of Warranties

The Payhighrisk Payment Gateway is provided “as is” and “as available” without warranties of any kind, whether express or implied. We make no warranties or representations about the accuracy or completeness of the Service’s content or the content of any websites linked to the Service.

9. Limitation of Liability

To the fullest extent permitted by law, Payhighrisk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Service.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of the Service.
• Any bugs, viruses, trojan horses, or the like, which may be transmitted to or through the Service.
• Any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the Service, whether based on warranty, contract, tort, or any other legal theory.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

Prohibited Business List

✅ Any merchant can use our payment gateway system and API instantly approved. However we don’t tolerate illegal activities and under our sole discretion we can limit your access to our gateway in case of abuse.

The following businesses are strictly prohibited from using our gateway and will be denied access without prior notice:

• ❌ Fake shops and scammers not delivering goods/services after customer payment.
• ❌ Intoxicating substances that affect consciousness, including but not limited to liquor, alcohol and narcotic medications of all kinds. This also includes plants and herbs with a narcotic or recreational effect.
• ❌ Adult or pornographic material including nudity or filming sexual activities.
• ❌ Casino, gambling and betting.
• ❌ Any commercial activity that is commonly categorized as criminal or dark web activities.
• ❌ Receiving complaints from customers, payment providers and law enforcements regarding your activities.