Frequently Asked Questions
High-risk merchant processing for WooCommerce — common questions answered.
What is a high-risk merchant account?
A high-risk merchant account is a payment processing arrangement for businesses that traditional acquirers classify as higher exposure. The classification typically comes from industry category, chargeback ratio, or international card mix.
Which industries does PayHighRisk support?
PayHighRisk supports merchants in IPTV, vape, CBD, dropshipping, digital products, gaming, and crypto-exchange-adjacent verticals. The full prohibited list is published on the homepage.
How does the cards-to-crypto plugin work?
The buyer pays with Visa, Mastercard, Apple Pay, Google Pay, or Revolut at the WooCommerce checkout. The transaction is processed and settled to the merchant in USDT or USDC, typically within 2 to 10 minutes.
What payment methods do buyers see at checkout?
Buyers see standard card brands: Visa, Mastercard, Apple Pay, Google Pay, and Revolut. The checkout is white-labeled under the merchant store name.
Are there setup fees or monthly minimums?
Yes.Choose the perfect plan for your Payhighrisk plugin Payment Gateway for your WordPress/WooCommerce site.
How fast are payouts?
Payouts are instant. Funds settle to the merchant wallet with each order, without batching delays or holds.
Does PayHighRisk work for merchants outside the United States?
Yes. The plugins are jurisdiction-agnostic on the merchant side. The buyer card must be accepted by Visa or Mastercard.
How is chargeback risk handled?
Crypto-settled transactions are non-reversible at the protocol level, which removes the chargeback exposure that exists with traditional card-acquirer processing.